What Is Subprime Credit?
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Abubey
By : Virat
Subprime credit is typically a FICO score that falls below 670, and nearly one-third of U.S. consumers have it
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According to data from the credit bureau Experian.
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A subprime credit score can make credit more expensive and more difficult to access than if your score were good.
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With subprime credit, you may have fewer options for credit cards, mortgages and auto loans.
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how to improve a subprime credit score.
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Subprime scores are classified as poor or fair, both of which sit at the low end of credit score ranges.
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Typically, subprime is a FICO credit score of less than 670 or a VantageScore of less than 600.
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A subprime borrower is someone whose credit does not qualify for prime rates and terms.
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