Pradhan mantra Viklang Loan yojana 2023 Apply Online, Bank list, Rate of Interest

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The central government of India has launched various schemes to support persons with disabilities, in addition to the general population, to promote their development and inclusion. One such initiative is the Pradhan Mantri Viklang Loan Yojana, also referred to as the PM Viklang Rojgar Loan Yojana. The aim of this government program is to empower differently-abled individuals and provide them with opportunities to contribute to the nation’s progress. If you’re interested in learning more about how to apply for the PM Viklang Loan Yojana online, eligibility criteria, and other important details, keep reading.

Pradhan Mantri Viklang Loan Yojana 2023

In 2023, the central government has introduced the Pradhan Mantri Viklang Yojana, a governmental initiative aimed at supporting persons with disabilities. This scheme provides an opportunity for differently-abled individuals to lead a fulfilling life and develop their potential. Through the financial assistance offered by the government, they can work towards their personal growth and prosperity. While we discuss many schemes on our platform, this time, we’re focusing on providing you with comprehensive information about the Pradhan Mantri Viklang Loan Yojana, which is designed exclusively for differently-abled individuals.

So, my friend, today we’re going to delve into the details of the Pradhan Mantri Viklang Loan Yojana 2023. We’ll walk you through the process of obtaining loans and skill training under this scheme. We’ll also cover how to apply for the scheme, eligibility criteria, and the documents you’ll need. If you’re interested in making the most of this opportunity, stick around for more insights.

PM Viklang Yojana Highlights

Scheme NamePrime Minister Disabled Scheme
who launchedPrime Minister
sponsored byNational Handicapped Finance and Development Corporation
date of announcementJanuary 2019
Beneficiaryhandicapped people
purpose of the planProviding loan and training
Application Processonline and offline

Objectives of the Pradhan Mantri Viklang Yojana

Let’s talk about the objectives of the Pradhan Mantri Viklang Yojana (Prime Minister’s Disability Scheme) in a way that’s easy to understand.

This scheme aims to offer enrollment opportunities for Persons with Disabilities (PwDs). If you’re someone who is interested in benefiting from skill training, entrepreneurship, or technical support along with fostering self-reliance through skill enhancement, this program is designed for you.

The National Handicapped Finance and Development Corporation (NHFDC) collaborates with various national and regional training institutes across India to promote skill development. NHFDC is working closely with the Directorate General of Employment and Training (DGE&T) under the Ministry of Labor and Employment, along with institutions like VRC, NIESBUD, NSIC, ATDC, and ITDC to establish self-employment ventures and enhance employability through training programs.

NHFDC is committed to providing financial assistance for the entire training program, including training fees and more. NHFDC will offer a monthly stipend of Rs. 1000 per student during these programs. Additionally, there’s a proposal to provide post-training assistance for selected cases.

NHFDC encourages all interested PwDs to register with NHFDC to facilitate sponsorship to institutions for shortlisted PwDs in skill training, entrepreneurship, and empowerment programs.

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Benefits of NHFDC’s Viklang Yojana

  • Support loans and grants for organizations assisting PwDs
  • Grants of up to Rs. 1000 for PwDs
  • Scholarships of Rs. 2000 for disabled students
  • Affordable loans for self-employment
  • Education loans for higher studies
  • Opportunities for entrepreneurship and monthly stipends
  • Loans of up to Rs. 2 lakhs for vocational studies and training
  • Loans of up to Rs. 2 lakhs for purchasing assistive devices
  • Loans for developing vocational premises
  • Loans for non-governmental organizations involved in capacity expansion, up to Rs. 5 lakhs

Government Scheme Helpline Numbers List 

Pradhan Mantri Viklang Yojana Eligibility Criteria:

  • Applicants must be from economically disadvantaged backgrounds.
  • The scheme benefits only Persons with Disabilities.
  • Applicants should not be recipients of any other similar scheme.
  • Beneficiaries must be Indian residents to avail of the PM Viklang Yojana.
  • Applicants must be registered in the social and economic census.
  • Non-registration in the census will lead to ineligibility for the scheme.

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Pradhan Mantri Viklang Yojana Required Documents:

  • Aadhar Card
  • Ration Card
  • Disability Certificate
  • Bank Account Number
  • Mobile Number
  • Passport-sized Photograph
  • Photocopy of Bank Passbook

So, that’s the scoop on the Pradhan Mantri Viklang Yojana’s goals, benefits, and eligibility criteria. If you’re excited about skill enhancement and empowerment, this scheme is tailor-made for you. Remember, this initiative is all about promoting the growth and development of our differently-abled friends. Stay curious and explore the opportunities that lie ahead

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NHFDC Loan Bank List

Sure thing! Here’s a friendly breakdown of the NHFDC Loan Bank List for you:

  • National Handicapped Finance and Development Corporation (NHFDC)
  • Oriental Bank of Commerce (OBC)
  • Punjab and Sind Bank

These are the banks on the list that participate in providing loans through the NHFDC. So, if you’re considering the NHFDC loan, you have these options to explore. Remember, these banks are here to support your financial journey

NHFDC Loan Intrest rate

loan amountRate of interest
Loan less than 50 thousand rupees5%
50 thousand to 5 lakh rupees loan6%
5 lakh to 15 lakh rupees loan7%
Loan from Rs 15 lakh to Rs 25 lakh8%

Note: The RBI determines interest rates, and they can change from time to time. So, before taking a loan, make sure to get complete information about the interest rates from the bank.

How to Apply for Pradhan Mantri Viklang Yojana

Let’s break down the steps to apply for the Pradhan Mantri Viklang Yojana (Prime Minister’s Disability Scheme) online in a simple way:

  • Start by visiting the official website of the National Handicapped Finance and Development Corporation (NHFDC) at
Pradhan mantra Viklang Loan yojana 2023 Apply Online, Bank list, Rate of Interest
  • On the website’s navigation menu, look for the ‘Online Facilities’ option and click on it.
  • Clicking on the ‘Online Facilities’ button will take you to a new page where you’ll find various services that you can avail online. Click on the link for ‘Online Training.’
  • This will lead you to another page where you’ll find information related to training and a link that says ‘CLICK HERE TO ENROLL ONLINE.’ Click on this link.
  • Now, you’ll see a form that you need to fill out with lots of details. Start by filling in your current address information correctly.
  • After entering your address information accurately, provide details about your preferred location for training and the duration you’d like to receive the training.
  • Once you’ve completed the form accurately, click the ‘Submit’ button, and your registration will be complete.

Application Form for PM Viklang Loan Yojana

For those interested in obtaining a loan under the Pradhan Mantri Viklang Yojana, you’ll need to download the application form from the official website. After filling it out, you can submit it. You can download the application form from the direct link provided below:

That’s it! Following these steps will help you apply for the PM Viklang Yojana and explore the opportunities it has to offer. Stay curious and make the most of these resources!

Loan for Micro Credit Schemes through SCAsPDF Download
Common Application Form (For Self Employment Project Above Rs. 5 Lakh)PDF Download
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PM Viklang Yojana FAQs

Q : What is the PM Viklang Yojana?

Ans : The PM Viklang Yojana is an economic assistance scheme operated by the Central Government for people with disabilities across the country. Under this scheme, NHFDC provides loans and vocational training to differently-abled individuals.

Q : How can a person with a disability avail a loan?

Ans : Any eligible individual can apply for a loan under the Pradhan Mantri Viklang Loan Yojana for appropriate ventures, whether it’s for starting a business or pursuing education.

Q : How much loan can one get under PM Viklang Loan Yojana?

Ans : The NHFDC provides loans under various programs within this scheme. Individuals under this disability scheme can obtain loans of up to a maximum of 25 lakh rupees.

Q : What is the official website of Viklang Yojana?

Ans : The official website of this scheme by the Central Government is You can visit this website to access all the facilities offered by the portal.

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